Citi custom cash refer a friend reddit

Citi Custom Cash℠ Card overview The Citi Custom Cash℠ Card is a solid cash-back card with no annual fee. This card differentiates itself from other options on the market by providing the unique ability to earn up to 5% back on your top spending category each billing cycle on up to the first $500 spent. john deere header drive adapters The standard variable APR for Citi Flex Plan is 13.99% - 23.99%, based on your creditworthiness. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99%. Minimum interest charge—$0.50. Annual fee—None. Fee for foreign purchases—3% of each purchase transaction in US dollars.Jun 17, 2022 · The Citi Custom Cash℠ Card, is a 5% cash back card from Citi and joins the Citi® Double Cash Card as the second non-cobranded cashback card in the provider’s lineup. It offers a unique spin on the traditional 5% cashback card configuration: You’ll earn 5% cash back on purchases in your top eligible spending category each billing cycle ... You can refer a friend through social media, the Chase mobile app, or by using your personalized referral URL. Just remember that you only get five referral bonuses per card per year, so use those referrals wisely. Editorial Note: Our site content is not provided or commissioned by any credit card issuer (s).Jan 2, 2023 · Citi Custom Cash Offers 20,000 ThankYou Points (Or $200) The Citi Custom Cash Card offers a solid welcome bonus for a personal no annual fee card. The card is offering 20,000 ThankYou points (or $200 cash back) after spending $1,500 on purchases in the first six months. That’s a pretty big bonus for a no annual fee card that’s actually useful. kosher villas in fort lauderdale Nov 8, 2018 · Citi is now reportedly offering refer-a-friend offers for three cards: the personal American Airlines AAdvantage card, the Citi Premier card, and the DoubleCash card. The first “golden rule” above is broken right off the bat. There’s been a ton of confusion around how to refer friends. random boxing unblocked Requirements: There are not any educational requirements for transportation inspectors beyond a high school diploma, but some might choose to acquire training from a vocational or trade school. Here are the referral offers: Get $100 when referring a friend to Citi Double Cash. New member gets $125/$625. Get 10,000 ThankYou points when referring a friend to Citi ThankYou Premier card. New member gets 50k/$4k. Get 10,000 American Airlines miles when referring a friend to Citi AA Platinum Select card. New member gets 50k/$3k.Anyone have Rewards+ wonder if you can take advantage of the 10% rebate when redeeming with the Custom and or Double Cash. I heard you have to link the cards together in one Thank you program. I'm looking to product publix deliThe Citi Custom Cash℠ Card offers a solid welcome bonus and 5% cash back on up to $500 in purchases in your top spending category every billing cycle. …Citi custom cash application question. So I've never looked in to the perks of credit cards other than simply boosting my credit score. I recently got back from vacation with a friend and realized that I'm missing out on points and cashback opportunities. When I got home from vacation I applied and was immediately approved for the capital one ... past kentucky inmates I keep seeing lots of talk across credit card communities about the Citi Custom Cash but I’m trying to wrap my brain around a strategy of how to maximize it. You get 5% cash …Rajat. Program initiated by Citi bank for credit card referral was great and i enjoyed in earning cash back by referring my friend. I wish the program should continue for few …Mar 24, 2022 · The Citi Custom Cash is one of those credit cards that is a useful addition to almost anyone’s wallet. For the vast majority of consumers, strategic use of the Custom Cash to earn 5%... New Citi Custom Cash card 5% cash back on up to $500 spend per month, automatically applied to your top spend category out of a list of eligible categories. 1% back on everything else. Sign up bonus is 20k ThankYou points ($200) for $750 spend. 0% APR promo for 15 months. No annual fee but 3% foreign transaction fee. hair toppers The per card referral bonuses range from 10,000 to 20,000 points, maxing out at between 55,000 and 80,000 points per year. After logging into your account and going to the referral page, you'll see which cards are available and how much the bonus will be for each one. When you select the account you want to suggest, you'll get a link to share.Refer a Friend - Credit Card Referral Program - Citibank THAT'S HOW I LEAD THE WAY Double the Rewards when you refer more! Citi Credit Card Online Member-Get-Member Promotion Your friends get to enjoy ONE of the following welcome offers Citi SMRT Card S$300 Cash Back 7 Citi M1 Card S$200 Cash Back 8 Citi Prestige Card 120,000 bonus Citi ThankYou SMMy complaint about the Citi Custom Cash is its very narrow use of categories, specifically Travel. Many CCs use Travel to generously encompass Airfare and Hotels and Ubers/Lyfts and Trains. Citi Custom Cash only covers airfare and hotels. Ubers and trains fall under transit. But if you're curious, airline baggage fees do fall under travel.Citi Refer a Friend Log in to your Citi account to see if you are eligible for the referral program. Offers are typically worth about $100, or 10,000 bonus points, with up to five... acknowledgements2 Jan 2, 2023 · Citi Custom Cash Offers 20,000 ThankYou Points (Or $200) The Citi Custom Cash Card offers a solid welcome bonus for a personal no annual fee card. The card is offering 20,000 ThankYou points (or $200 cash back) after spending $1,500 on purchases in the first six months. That’s a pretty big bonus for a no annual fee card that’s actually useful. Enter your Name and NRIC no. Please fill in your full name and 12-digit NRIC Number (for Malaysian) or Passport Number (for Non-Malaysian). Failure to do so will result in the … att ip address router I do have a question about Citi cash back - can you transfer it out to a bank account as actual cash back, or is theirs only statement credit? Our credit card journey started 3/2018 Hover over cards to see limits and usage. Total CL - $448,750. Cash Back and SUBs earned as of 7/1/22- $11,993.01 CU Memberships Goal Cards: Message 192 of 550 1 Kudo Jun 17, 2022 · The Citi Custom Cash℠ Card, is a 5% cash back card from Citi and joins the Citi® Double Cash Card as the second non-cobranded cashback card in the provider’s lineup. It offers a unique spin on the traditional 5% cashback card configuration: You’ll earn 5% cash back on purchases in your top eligible spending category each billing cycle ... face swap apps The Citi Custom Cash℠ Card is a solid cash-back card with no annual fee. This card differentiates itself from other options on the market by providing the unique …It comes with a welcome bonus of 60,000 points after spending $4,000 in purchases within the first 3 months of account opening. Citi® Double Cash Card: This … water meter pit cost For the CCC, your SL is better than the reported approvals here. My spreadsheet back in December shows $6,000 as the weighted SL. Apple Card GS …While cardholders can earn a significant amount of points on travel purchases, there isn't any way to redeem points from the Wander Card for maximum …Call Citi to Request a Credit Limit Increase. You may call the number on the back of your card to contact a Citi customer service representative and request a credit …That’s pretty much it. Citi is now reportedly offering refer-a-friend offers for three cards: the personal American Airlines AAdvantage card, the Citi Premier card, and the DoubleCash card. The first “golden rule” above is broken right off the bat. There’s been a ton of confusion around how to refer friends. Apparently you cannot simply ... informal second interview reddit Here are the referral offers: Get $100 when referring a friend to Citi Double Cash. New member gets $125/$625. Get 10,000 ThankYou points when referring a friend to Citi ThankYou Premier card. New member gets 50k/$4k. Get 10,000 American Airlines miles when referring a friend to Citi AA Platinum Select card. New member gets 50k/$3k.Jun 17, 2022 · The Citi Custom Cash℠ Card, is a 5% cash back card from Citi and joins the Citi® Double Cash Card as the second non-cobranded cashback card in the provider’s lineup. It offers a unique spin on the traditional 5% cashback card configuration: You’ll earn 5% cash back on purchases in your top eligible spending category each billing cycle ... hydrocraft items Refer your friends and earn as much as P7,000 worth of points, miles or rebates per referral. KNOW YOUR REWARDS REFER NOW! Introduce your friends to the perks and privileges of being a Citi client. For every successful referral to a credit card, loan, or bank account, you will receive points, miles or rebates. The more successful referrals* you make, the higher the rewards. New York – Today, Citi is launching a different kind of no annual fee* cash back credit card: Citi Custom Cash. lofts for sale in downtown atlanta I have read of other members having luck with other cards at Walmart in certain parts of the country. Maybe you live in one of those areas, who knows. NFCU …Citi custom cash application question. So I've never looked in to the perks of credit cards other than simply boosting my credit score. I recently got back from vacation with a friend and realized that I'm missing out on points and cashback opportunities. When I got home from vacation I applied and was immediately approved for the capital one ... ford 7600 tractor for sale craigslist Citi launched a no-annual-fee cash-back credit card in June to help consumers put more money back in their pocket on the things they spend the most on. With the Citi Custom Cash℠ Card,...Get Apple AirPods valued THB 5,290 when you successfully refer 5 friends and more. You can easily refer your friends by creating a unique referral link that can be shared to your …7 hours ago · Godzilla Vinyl Wars CCP Godzilla 2001 (GMK) Review. Board Kings Friend Codes 🎁 🎁Generate Unlimited Board Kings Codes Link 2020. fcswap com helps you share your friend and referral codes to gain friends and referrals in mobile and social games share your friend or referral codes with . 10+ Board Kings referral links and invite codes. state farm claim specialist Aug 30, 2022 · Citi launches today the Citi Custom Cash card which earns 5x cashback/Thankyou points per $1 spent on up to $500 in spend per month in your top spend category and has no annual fee. Card has $200/20,000 points signup bonus. Citi Custom Cash signup link | Another Link | Press Release Contents [ hide] 1 Signup Bonus 2 Card Details 3 Our Verdict Citi Refer a Friend Log in to your Citi account to see if you are eligible for the referral program. Offers are typically worth about $100, or 10,000 bonus points, with up to five...Citi Custom Cash Offers 20,000 ThankYou Points (Or $200) The Citi Custom Cash Card offers a solid welcome bonus for a personal no annual fee card. The card is offering 20,000 ThankYou points (or $200 cash back) after spending $1,500 on purchases in the first six months. That’s a pretty big bonus for a no annual fee card that’s actually useful. 100 free tiktok followers Citi launches today the Citi Custom Cash card which earns 5x cashback/Thankyou points per $1 spent on up to $500 in spend per month in your top spend category and has no annual fee. Card has $200/20,000 points signup bonus. Citi Custom Cash signup link | Another Link | Press Release Contents [ hide] 1 Signup Bonus 2 Card Details 3 Our Verdict 99 mashpee The Citi Double Cash Card does not currently offer a referral bonus for existing cardholders. As recently as 2019, the Citi Double Cash Card reportedly awarded …The Custom Cash pairs well with rotating category cards because you can choose new categories to cover a category that the rotating card doesn't hit. If you're ok with an annual fee, the Citi Premier would cover all of your main categories (and would pay for itself if you spend $500 on a hotel stay). One other option is to get a 2% catch all card. Dec 20, 2022 · The Citi Custom Cash Card has no annual fee but takes a different approach from the issuer’s popular Citi® Double Cash Card (with up to a 2% cash-back rate on all purchases; 1% when you buy and 1% as you pay). With the Citi Custom Cash Card, you’ll earn 5% cash back on purchases in your top eligible spending category each billing cycle, on up to the first $500 spent. Citi custom cash application question. So I've never looked in to the perks of credit cards other than simply boosting my credit score. I recently got back from vacation with a friend and realized that I'm missing out on points and cashback opportunities. When I got home from vacation I applied and was immediately approved for the capital one ...The standard variable APR for Citi Flex Plan is 13.99% - 23.99%, based on your creditworthiness. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99%. Minimum interest charge—$0.50. Annual fee—None. Fee for foreign purchases—3% of each purchase transaction in US dollars. bobs furniture sectional To me the custom cash should be used for once specific spending area. It's a nice card. IMO would be nicer if it were maybe 2 5x categories, instead of literally just one and the …Nov 8, 2018 · Citi is now reportedly offering refer-a-friend offers for three cards: the personal American Airlines AAdvantage card, the Citi Premier card, and the DoubleCash card. The first “golden rule” above is broken right off the bat. There’s been a ton of confusion around how to refer friends. Amex Gold for x4 dining X4 grocery + blue cash for catch all. Amex Gold annual fee is $250, but it comes with $120 dining and $120 Uber credit, if you use those benefit, effective annual fee is $10. I would not suggest anything more than a two card system. Earning points from purchasing has limits.Citi branches have an offer on the new Custom Cash card to get $300/30,000 ThankYou points when you signup and spend $1,000 within 3 months. Offer expires on 6/17/21, per bank flyer. Card Details No annual fee Card earns 5% cash back/points on your top spend category of the month, up to $500 in spend ($25 cashback) per month.💳 Learn more about the Citi Custom Cash Card: https://www.asksebby.com/go/citicustomcash[ Blog Post ] https://bit.ly/3vealuI 💳 Sebby's Card Picks: http://... 053101121 tax id number 2021 Search. Menu. Credit Cards +. View All Credit Cards; 0% Intro APR Credit Cards; Balance Transfer Credit CardsThe first TBC Server that we refer to, is Atlantiss - Karazhan. Wow WoD Private Servers Submit your Wow WoD private server for free on TopG list or on Reddit - World of Warcraft to promote it. Hey everyone im new here and to wow private servers and like the title suggests im looking for a blizzardlike server with nornal leveling with pve aswell ...I keep seeing lots of talk across credit card communities about the Citi Custom Cash but I’m trying to wrap my brain around a strategy of how to maximize it. You get 5% cash … american stamping 32 ford frame rails Citi has a new product offering, the Custom Cash Card. From the website: Earn 5% cash back on purchases in your top eligible spend - 6347153 - 11 Skip Navigation How It Works Pricing Education Community Support Member Dashboard Log InLog Out Start Plan How It Works Pricing Education Credit Education Credit Scores What is a FICO Score?Citi custom cash application question. So I've never looked in to the perks of credit cards other than simply boosting my credit score. I recently got back from vacation with a friend and realized that I'm missing out on points and cashback opportunities. When I got home from vacation I applied and was immediately approved for the capital one ... Dec 20, 2022 · The Citi Custom Cash Card has no annual fee but takes a different approach from the issuer’s popular Citi® Double Cash Card (with up to a 2% cash-back rate on all purchases; 1% when you buy and 1% as you pay). With the Citi Custom Cash Card, you’ll earn 5% cash back on purchases in your top eligible spending category each billing cycle, on up to the first $500 spent. allstar node construction 2022/01/14 ... I am trying to figure out if there is a way for me to generate a referral link for the Citi premier to give to my brother.Receipts that are older than 14 days can not be processed for points. ReceiptWriter is the best free custom receipt makers that make a free fake receipt, choose the simple receipt template and itemized receipt template to make a free custom receipt maker. com‼️ MAKE SURE TO SUBSCRIBE ‼️. Print using any printer or thermal receipt printer. bmw ekp codingWith Capital One's Refer-a-Friend program, you'll earn rewards for each friend that becomes a cardmember. Start today!2 days ago · Shop Now See applicable terms in link below. If your payment card numbers were stolen in a massive Wawa data breach, you can now request gift cards or cash under a proposed class action . Email corporate gift card*. (888) 999-5605 if your card number starts with a 6. Buy a Wawa Gift Card. Step 2 Pay with cash, credit, debit, a gift card, or the ... price pfister bathroom faucet repair New Citi Custom Cash card 5% cash back on up to $500 spend per month, automatically applied to your top spend category out of a list of eligible categories. 1% back on everything else. Sign up bonus is 20k ThankYou points ($200) for $750 spend. 0% APR promo for 15 months. No annual fee but 3% foreign transaction fee. 💳 Learn more about the Citi Custom Cash Card: https://www.asksebby.com/go/citicustomcash[ Blog Post ] https://bit.ly/3vealuI 💳 Sebby's Card Picks: http://... I do have a question about Citi cash back - can you transfer it out to a bank account as actual cash back, or is theirs only statement credit? Our credit card journey started 3/2018 Hover over cards to see limits and usage. Total CL - $448,750. Cash Back and SUBs earned as of 7/1/22- $11,993.01 CU Memberships Goal Cards: Message 192 of 550 1 KudoRefer your friends and earn as much as P7,000 worth of points, miles or rebates per referral. KNOW YOUR REWARDS REFER NOW! Introduce your friends to the perks and privileges of being a Citi client. For every successful referral to a credit card, loan, or bank account, you will receive points, miles or rebates. The more successful referrals* you make, the higher the rewards. tamasha full movie download 480p khatrimaza New Citi Custom Cash card 5% cash back on up to $500 spend per month, automatically applied to your top spend category out of a list of eligible categories. 1% back on everything else. Sign up bonus is 20k ThankYou points ($200) for $750 spend. 0% APR promo for 15 months. No annual fee but 3% foreign transaction fee.Earning with Citi Custom Cash at $200 SUB is the $200 + $180 of cashback in either groceries or dining per year. That is $380 in total. Final results Year 1: Gold = $638. …Here are the referral offers: Get $100 when referring a friend to Citi Double Cash. New member gets $125/$625. Get 10,000 ThankYou points when referring a friend to Citi ThankYou Premier card. New member gets 50k/$4k. Get 10,000 American Airlines miles when referring a friend to Citi AA Platinum Select card. New member gets 50k/$3k.2021/06/15 ... Anyone want to send me their referral link and we split the referral bonus? moomoo.io New Citi Custom Cash card 5% cash back on up to $500 spend per month, automatically applied to your top spend category out of a list of eligible categories. 1% back on everything else. Sign up bonus is 20k ThankYou points ($200) for $750 spend. 0% APR promo for 15 months. No annual fee but 3% foreign transaction fee. Citi Refer a Friend Log in to your Citi account to see if you are eligible for the referral program. Offers are typically worth about $100, or 10,000 bonus points, with up to five...How do you decide when you’re ready to make a big purchase? If you’re like many other people, you probably ask friends and family for their recommendations. Many companies encourage recommendations by offering refer-a-friend discount progra...Some of Chase's available offers include: Chase Freedom Unlimited: $100 cash back for each approved friend, up to $500 annually. Chase Sapphire Preferred … what is the monthly income limit for food stamps in michigan 2022 Citi launched a no-annual-fee cash-back credit card in June to help consumers put more money back in their pocket on the things they spend the most on. With the Citi Custom Cash℠ Card,... craftsman tool set That’s pretty much it. Citi is now reportedly offering refer-a-friend offers for three cards: the personal American Airlines AAdvantage card, the Citi Premier card, and the DoubleCash card. The first “golden rule” above is broken right off the bat. There’s been a ton of confusion around how to refer friends. Apparently you cannot simply ...That’s pretty much it. Citi is now reportedly offering refer-a-friend offers for three cards: the personal American Airlines AAdvantage card, the Citi Premier card, and the DoubleCash card. The first “golden rule” above is broken right off the bat. There’s been a ton of confusion around how to refer friends. Apparently you cannot simply ... uw club volleyball team Refer your friends and earn as much as P7,000 worth of points, miles or rebates per referral. KNOW YOUR REWARDS REFER NOW! Introduce your friends to the perks and privileges of being a Citi client. For every successful referral to a credit card, loan, or bank account, you will receive points, miles or rebates.Custom Cash = $380 Year 2 onwards: Gold = $38 Custom Cash = $180 This math is without taking into consideration any Uber/Dining credits. Also, keep in mind that this math assumes that MR are worth only 1 cent but most people value them at 1.5+ cents. Also, even more important is that this isn't taking consideration the Travel spend.While Citi Premier doesn't have a referral bonus, it does have an initial bonus of 60,000 points. To get it, new cardholders must spend $4,000 in the first 3 months after opening an account. There are also a few other credit card issuers that have good referral programs. Those issuers include American Express, Chase, and Capital One. bridgecrest Amex Gold for x4 dining X4 grocery + blue cash for catch all. Amex Gold annual fee is $250, but it comes with $120 dining and $120 Uber credit, if you use those benefit, effective annual fee is $10. I would not suggest anything more than a two card system. Earning points from purchasing has limits.Amex Gold for x4 dining X4 grocery + blue cash for catch all. Amex Gold annual fee is $250, but it comes with $120 dining and $120 Uber credit, if you use those benefit, effective annual fee is $10. I would not suggest anything more than a two card system. Earning points from purchasing has limits. environmental chemistry scioly practice test Please note: bank name is mandatory in most countries. Country, Currency, Delivery timeline0, Bank details. Albania, ALK ...Get $100 when referring a friend to Citi Double Cash. Max 5 referrals over the next 12 months. Get 10,000 ThankYou points when referring a friend to Citi ThankYou Premier card. Max 5 referrals over the next 12 months. Get 10,000 American Airlines miles when referring a friend to Citi AA Platinum Select card. Max 5 referrals over the next 12 months.The standard variable APR for Citi Flex Plan is 13.99% - 23.99%, based on your creditworthiness. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99%. Minimum interest charge—$0.50. Annual fee—None. Fee for foreign purchases—3% of each purchase transaction in US dollars.Start Here #CitiCustomCash NEW! 5% Citi Custom Cash Review: Game Changer?! 97,034 views Jun 10, 2021 3.1K Dislike Share Ask Sebby 249K subscribers 💳 Learn more about the Citi Custom Cash...Citi Refer a Friend Log in to your Citi account to see if you are eligible for the referral program. Offers are typically worth about $100, or 10,000 bonus points, with up to five... ezpassnj com payment 2020/03/06 ... Am I able to refer friends and family toget a double cash citi card? I would like to get rewards for them and myself for referral.Citi does not have a referral program for any of its U.S. credit cards at this time. It's worth noting, though, that the Citi Double Cash Card's signature feature is a total of 2% cash back on all purchases, making it one of the best cash back cards on the market. The Citi Double Cash Card also has a $0 annual fee.Aug 22, 2022 · The Citi Custom Cash Card offers an impressive 5% cash back on purchases made in your top eligible spending category each month, up to $500 spent per month — no activation required. After that, you’ll earn just 1% back on every purchase because that’s the base rewards rate. The list of eligible categories includes: Restaurants Gas stations Is 40k a year good for a 20 year old reddit. Requirements: There are not any educational requirements for transportation inspectors beyond a high school diploma, but some might choose to acquire training from a vocational or trade school. Training can also be gained from on-the-job mentoring. ace hardware store locator Anyone have Rewards+ wonder if you can take advantage of the 10% rebate when redeeming with the Custom and or Double Cash. I heard you have to link the cards together in one Thank you program. I'm looking to productCiti custom cash application question. So I've never looked in to the perks of credit cards other than simply boosting my credit score. I recently got back from vacation with a friend and realized that I'm missing out on points and cashback opportunities. When I got home from vacation I applied and was immediately approved for the capital one ... Contact Us - Citi ... SearchDec 15, 2022 · Low spending cap. The Citi Custom Cash℠ Card earns 5% on up to $500 spent in your highest spend category per billing cycle, then 1% back on all other spending. If you were to max out the 5% ... hitachi loader for sale New Citi Custom Cash card 5% cash back on up to $500 spend per month, automatically applied to your top spend category out of a list of eligible categories. 1% back on everything else. Sign up bonus is 20k ThankYou points ($200) for $750 spend. 0% APR promo for 15 months. No annual fee but 3% foreign transaction fee. Now, if she can use 4 cards instead of one to satisfy the 4 spending categories, I would do a Citi Custom Cash for gas only, A Chase Amazon card for Amazon only, a US Bank Altitude Go! for 4% on dining, and for the groceries I would start with a Chase Freedom for the first year at 5% plus other perks making the SUB very easy. parents killed in car accident Requirements: There are not any educational requirements for transportation inspectors beyond a high school diploma, but some might choose to acquire training from a vocational or trade school.Jul 20, 2021 · For a card with no annual fee, the Citi Custom Cash card still has an attractive welcome bonus. You can get 20,000 ThankYou points after you spend $750 on purchases in the first 3 months. Citi’s marketing says this is a “$200 cash bonus” but the fine print indicates that the rewards that you earn come as ThankYou points. The Citi Custom Cash Card offers an impressive 5% cash back on purchases made in your top eligible spending category each month, up to $500 spent per month — no activation required. After that, you'll earn just 1% back on every purchase because that's the base rewards rate. The list of eligible categories includes: Restaurants Gas stations evony troop amount Compare $500/month ($6000/year) on groceries: Amex BCP: $6000 * .06 = $360 - $95 AF = $265. Citi Custom Cash: $6000 * .05 = $300. Any lower amount of spend on groceries, …The Citi Custom Cash℠ Card is unique in that it awards 5% cash back on purchases in a top eligible spend category each billing cycle, up to the first $500 in spending each month and 1% cash back ...Step - 2. Please enter the last 4 digits of your Citi. credit card. CLICK TO CREATE YOUR UNIQUE REFERRAL LINK. Save For Later. Terms and conditions. Powerbeats Top-Up Promo Terms and conditions. Terms and conditions apply. Promo runs from January 1, 2022 - September 30, 2022. act c02 pdf